Comprehensive Coverage for All Areas of Life
Beyond pension and financial insurance, I provide comprehensive insurance coverage for all areas of life - from private health insurance to travel insurance abroad
Travel Insurance Abroad
Comprehensive travel coverage with 24/7 personal support. Why through an agent and not "with a click"? Because in critical moments you need real support.
Private Health Insurance
Essential for every family! Covers what health funds and Sharap don't cover - serious diseases, advanced medications and surgeries abroad.
Life Insurance
Financial protection for your family. Choose between lump sum coverage or monthly pension, with personal support in the most difficult moments.
Personal Accident Insurance
Daily protection for everyone. Accidents happen anytime - on the street, at home, at work or in sports. Immediate coverage for disability and injuries.
Pension
Financial protection for the future. Negotiating management fees, adjusting investment tracks and insurance coverage - survivors and disability benefits.
Additional Insurance Types
Car, home, business insurance and more. All insurance solutions in one place, with the expertise and personal support you deserve.
Why Through an Insurance Agent and Not "With a Click"?
In Critical Moments:
- 24/7 personal support
- Full handling with insurance companies
- Step-by-step guidance
- No unnecessary bureaucracy
Personal Service:
- Customized to your needs
- Caring and professional approach
- Available when you need us
- Years of experience
Data from the Israeli Market
The Israeli insurance market is valued at approximately $23 billion in 2024, with an annual growth of 6%. Understanding the data and Israeli regulation is essential for getting the best coverage.
Market Size
The Israeli market is valued at $23 billion in 2024 with 6% growth
Private Clients
79% of the market is for private clients, highlighting the importance of personal service
General Insurance
60% of the market is general insurance (car, home, accidents) versus life insurance
Through Agents
42% of insurance is sold through agents - the preferred channel for personal service
Mandatory Insurance in Israel
Mandatory Car Insurance
Required for every car owner in Israel. Covers bodily injury to passengers and pedestrians. It's illegal to drive without valid mandatory insurance.
- Bodily injury coverage for passengers
- Damage coverage for pedestrians
- Criminal penalty for driving without insurance
Professional Insurance
Professional liability insurance requirement for investment advisors, portfolio managers, mutual funds and more.
- Investment advisors and distributors
- Investment portfolio managers
- Pension funds and management companies
Consumer Protection in Insurance - Your Rights
Your Rights:
- Late notification doesn't automatically cancel a claim
- Insurance company must prove damage from delay
- Limitations and exclusions must be highlighted
- Only proven fraud cancels a claim
Company Obligations:
- Response within 30 days to claim
- Clear language in policy
- Proof of receiving conditions before event
- Consequential damage compensation for unjustified rejection
2024 Regulatory Updates
Reduced Capital Requirements
The supervisor lowered minimum capital requirements for establishing new insurance companies to increase competition and reduce premiums.
Extended Limitation Periods
Following the "Iron Swords" war, limitation periods for claims were extended, especially for medical malpractice claims.
Digital Reform
The Medical Information Collection Law enables sharing medical data between health organizations to improve service.
Leading Insurance Companies in Israel
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Frequently Asked Questions About Insurance
Find answers to the most common questions
An insurance agent represents your interests, not the insurance company's. They compare different companies, negotiate terms and prices, and most importantly - accompany you when you need to file a claim. When buying directly, you're on your own against the company.
Supplementary health services (Shaban) provide basic coverage with limited scope. Private health insurance offers broader coverage - surgeries abroad, advanced medications not in the health basket, and coverage for serious illnesses. It's important to check both types as they complement each other.
Absolutely. Medical treatment abroad can cost tens or even hundreds of thousands of shekels. Travel insurance covers medical expenses, flight cancellations, lost luggage, and more. It's important to purchase before your trip and ensure the coverage matches your travel type.
Disability insurance guarantees a fixed monthly payment if you cannot work due to illness or accident. It's suitable for anyone dependent on work income - both employees and self-employed. This is one of the most important insurances for protecting your standard of living.
It's recommended to conduct a comprehensive review every two years or with any significant life change - marriage, birth, home purchase, job change, or income changes. This ensures your insurance coverage matches your current situation.
The information provided is general only and does not constitute professional advice or a substitute for consultation with a licensed insurance agent. Contact me for personalized guidance