Comprehensive Coverage for All Areas of Life

Beyond pension and financial insurance, I provide comprehensive insurance coverage for all areas of life - from private health insurance to travel insurance abroad

My Insurance Solutions

Comprehensive Coverage for All Areas of Life

Beyond pension and financial insurance, I provide comprehensive insurance coverage for all areas of life - from private health insurance to travel insurance abroad

Travel Insurance Abroad

Comprehensive travel coverage with 24/7 personal support. Why through an agent and not "with a click"? Because in critical moments you need real support.

Real-time personal support
Comprehensive medical coverage
24/7 service worldwide
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Private Health Insurance

Essential for every family! Covers what health funds and Sharap don't cover - serious diseases, advanced medications and surgeries abroad.

Serious disease coverage
Advanced medications
Surgeries in Israel and abroad
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Life Insurance

Financial protection for your family. Choose between lump sum coverage or monthly pension, with personal support in the most difficult moments.

Financial protection for family
Pension or lump sum payment
Personal support in critical moments
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Personal Accident Insurance

Daily protection for everyone. Accidents happen anytime - on the street, at home, at work or in sports. Immediate coverage for disability and injuries.

Compensation for disability
Medical expenses coverage
Full handling with insurance
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Pension

Financial protection for the future. Negotiating management fees, adjusting investment tracks and insurance coverage - survivors and disability benefits.

Reducing management fees
Adjusting investment tracks
Insurance coverage
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Additional Insurance Types

Car, home, business insurance and more. All insurance solutions in one place, with the expertise and personal support you deserve.

Car and home insurance
Business insurance
Comprehensive solutions
Coming Soon →

Why Through an Insurance Agent and Not "With a Click"?

In Critical Moments:

  • 24/7 personal support
  • Full handling with insurance companies
  • Step-by-step guidance
  • No unnecessary bureaucracy

Personal Service:

  • Customized to your needs
  • Caring and professional approach
  • Available when you need us
  • Years of experience
Israeli Insurance Market 2024

Data from the Israeli Market

The Israeli insurance market is valued at approximately $23 billion in 2024, with an annual growth of 6%. Understanding the data and Israeli regulation is essential for getting the best coverage.

$23B

Market Size

The Israeli market is valued at $23 billion in 2024 with 6% growth

79%

Private Clients

79% of the market is for private clients, highlighting the importance of personal service

60%

General Insurance

60% of the market is general insurance (car, home, accidents) versus life insurance

42%

Through Agents

42% of insurance is sold through agents - the preferred channel for personal service

Mandatory Insurance in Israel

Mandatory Car Insurance

Required for every car owner in Israel. Covers bodily injury to passengers and pedestrians. It's illegal to drive without valid mandatory insurance.

  • Bodily injury coverage for passengers
  • Damage coverage for pedestrians
  • Criminal penalty for driving without insurance

Professional Insurance

Professional liability insurance requirement for investment advisors, portfolio managers, mutual funds and more.

  • Investment advisors and distributors
  • Investment portfolio managers
  • Pension funds and management companies

Consumer Protection in Insurance - Your Rights

Your Rights:

  • Late notification doesn't automatically cancel a claim
  • Insurance company must prove damage from delay
  • Limitations and exclusions must be highlighted
  • Only proven fraud cancels a claim

Company Obligations:

  • Response within 30 days to claim
  • Clear language in policy
  • Proof of receiving conditions before event
  • Consequential damage compensation for unjustified rejection

2024 Regulatory Updates

Reduced Capital Requirements

The supervisor lowered minimum capital requirements for establishing new insurance companies to increase competition and reduce premiums.

Extended Limitation Periods

Following the "Iron Swords" war, limitation periods for claims were extended, especially for medical malpractice claims.

Digital Reform

The Medical Information Collection Law enables sharing medical data between health organizations to improve service.

Leading Insurance Companies in Israel

Harel
Phoenix
Menora
Migdal
Clal
Ayalon