Why is life insurance essential?
No one likes to think about it, but life insurance is the most important insurance there is. It gives you peace of mind that your family will be financially protected even if you're not there. It's not a question of if, it's a question of when.
Lump Sum Payment
- Suitable for paying off large debts
- Flexibility in using the money
- Opportunity for additional investment
- Suitable for families with debts
Monthly Allowance
- Monthly financial stability
- Prevents money waste
- Suitable for those with limited investment experience
- Ensures long-term income
A true story from my experience
- Three years ago, one of my clients passed away, a young father of 41 with two small children. He was the sole breadwinner of the family, and his wife was at home with the children.
- He bought life insurance for one million shekels just two years before his death. The family received the money within two weeks, and thanks to this they were able to stay in their home, the children continued in the same educational institutions, and the mother could grieve with dignity without worrying about how to pay the bills.
- This is the difference between life insurance and living without financial protection.
Parents with young children
The family needs financial protection until the children are independent
Mortgage holders
Ensure the family can stay in the home even in difficult circumstances
Self-employed and business owners
No employer pension - need to ensure independent protection
Young couples
Start early at low cost and ensure a secure future
My personal guidance includes:
Accurate calculation of required coverage
Analysis of the financial situation and determining the appropriate amount for the family
Choosing the appropriate payment type
Whether monthly allowance or lump sum payment is more suitable
Support at the crucial moment
Full assistance to the family in the claim submission and receipt process
Periodic monitoring and updating
Adapting coverage to life changes - children, mortgage, income changes
When is it advisable to get life insurance?
At a young age
RecommendedThe younger you start, the cheaper the premium
Before marriage
Start with basic insurance and expand over time
With the birth of each child
Increase coverage according to the growth in financial responsibility
With each mortgage
Ensure the family won't lose the house